Phew, I am late with this one. It realy caused me to get my thinking cap on, to see what I could use, as once again I had none of the ingredients.
The Santa stamp is very old, no idea who it is by.
I did follow the background process and I did have a couple of metal corners, the houses are a Crafty Individuals stamp, the rest is just what I could find. All finished when I remembered the words Tim used, but only the thought was there to add them.
Artyjen's blog had some amazing tags using Tim Holtz's tutorials.
Thankyou for stopping by to look at my tag